Move-up, jumbo, buy-before-you-sell, and 62+ financing for Collierville families — from a broker who shops 100+ lenders instead of one bank's menu.
Collierville buyers are often stepping up from a first home, relocating for work, or right-sizing after the kids are grown. Each of those needs a plan for timing, down payment, and loan structure — not just a rate quote. I'm Trevor Forbes, a local mortgage loan officer with NEXA Mortgage, and I build that plan with you before you apply.
One conversation, every option. Buying your first home? I help first-time buyers too — see first-time buyer options →
Most Collierville purchases are funded partly by equity from a previous home. I'll map the timing — sell first, buy first, or close both the same week — and what each choice does to your down payment and payment.
Bridge financing and other buy-first strategies can put your current home's equity to work so you're not writing a contingent offer on the home you want.
Higher-priced Collierville homes can exceed the conventional loan limit. Jumbo credit, reserve, and down payment rules vary widely by lender — which is where shopping 100+ lenders pays off.
For buyers with established credit and income. I'll show how your down payment changes mortgage insurance and your monthly cost, side by side.
Conventional loan options →Staying put or right-sizing? A reverse mortgage (HECM) — including HECM for Purchase — can turn Collierville equity into flexibility. I meet in person, at your kitchen table.
Reverse mortgage options →Buying a rental? DSCR loans qualify on the property's rent. Own a business? Bank statement loans can qualify you on deposits instead of tax returns.
DSCR investor loans →Bank statement loans →Collierville sits at the eastern edge of Shelby County, next to Germantown along the Poplar Avenue corridor. The town runs its own municipal school district, Collierville Schools, and its historic Town Square is the center of community life — the kind of setting that keeps families in place for years.
Buyers here are typically conventional or jumbo borrowers with established credit and equity from a previous home, plus relocating professionals and homeowners 62+ who want to stay close to family. How much you put down, and whether you buy before you sell, changes your loan structure more than the rate does.
Before you tour, send me the listing. A Payment Snapshot shows the real all-in monthly cost — taxes and insurance included — so you know the number before you fall for the house.
Send a listing or answer 5 questions. Trevor reviews every request personally and sends back your real financing plan for Collierville.